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Sebastian, born in 1986, is the co-founder and CEO of Kreditech. Sebastian built Kreditech based on his vision of building a digital bank that replaces traditional brick and mortar banks. Founded in 2012, Kreditech has become the market leader in big data scoring and online lending worldwide. Sebastian is an expert in fundraising, growth management, company building, internationalization, big data technologies and the global fintech sector. He has previously held a management position at Rocket Internet and led Gigalocal as its CEO. Prior to selling his first startup, PredictX, he gained experience at Deutsche Bank and Roland Berger. Sebastian holds a degree in management and strategy from the London School of Economics.